It All Starts Here!

The ONLY bank in Jessamine County that is locally owned and locally operated!

Bank Different / Bank Local

Jessamine County’s ONLY locally owned and locally operated bank!

Banking with Friends and Neighbors

Serving Jessamine County Since 1934!

Professional Services, Caring Staff.

The ONLY bank in Jessamine County that is locally owned and locally operated!

Our Drive Thru is OPEN!

The same smiling faces are ready to serve you!


Links to non-Farmers Bank websites are provided solely as pointers to information on topics that may be useful to our users and will not apply to Farmers Bank's Privacy Policy. Farmers Bank has no control over the content of such non-Farmers Bank websites. If you choose to link to a website not controlled by Farmers Bank, Farmers Bank makes no warranties, either expressed or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Farmers Bank warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Farmers Bank does not guarantee the authenticity of documents on the Internet. Links to non-Farmers Bank sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

Mobile Banking allows you to check balances, make transfers, make check deposits and pay bills – all at your fingertips.

Made Easy     Learn More

Brief History

Farmers Bank operates three branches in the county. The Wilmore Branch was formed in 1935, the year after Farmers-Bank was initially chartered. It operated as “The Wilmore Bank” for many years before changing the name to The Farmers Bank-Wilmore Branch in the 1950’s. In 2007, a portion of Sunny Side Farm in northern Jessamine County was developed into what is known as the Brannon Crossing shopping center. Farmers Bank was one of the initial businesses included by opening a branch location at the main entrance. In 2008, an opportunity presented itself as land became available just off the west by-pass in Nicholasville. In a matter of months, the Bell Place Branch was constructed. Through the years, the bank building has existed in several different appearances…

Personal Services


My Way Checking is the name associated with a package of services that conform to your busy lifestyle and gives you the freedoms you desire from your community bank. This account features eStatements, a VISA debit card and unlimited check writing. Internet banking and On-Line Bill Pay are available to you 24 hours a day. Learn More

Money Market

Interest is paid on all balances via a competitive rate structure. The annual percentage yield will depend upon the daily balance in the account via a tiered rate structure. The interest rate and annual percentage yield may change. Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks). Learn More

Individual Retirement Accounts

An IRA is designed to help you grow your money for retirement. We know the financial markets can be uncertain and full of risk, which is why we offer low risk IRA-Certificates of Deposit that offer more consistent returns and are FDIC-insured. Having an IRA-CD account with us is a safe and secure way to grow your retirement savings. Learn More

Mortgage Loans

Buying a home is one of the biggest purchase decisions you’ll ever make. But getting a mortgage loan doesn’t have to be difficult. Learn More


The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks). Interest will be compounded daily and will be credited to the account quarterly. Learn More

Certificates of Deposit

Interest will be compounded daily and will be credited at maturity. We will mail the interest in a check to you or deposit the interest in an account that you designate. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Learn More

Consumer Loans

You have a specific purpose in mind when looking to borrow money. That’s why a one-size-fits-all loan just doesn’t make sense. You need options that align with what you want to finance, the amount you need to borrow and when you need your funds. No matter what the purpose, we’ve got a loan with competitive rates.. Learn More

Check Ordering

Don’t let yourself run out of checks… you can order checks for your personal checking account online from Deluxe Corp ® Learn More

Services We Offer

Mobile Banking

With Mobile Banking from Farmers Bank, you can bank with us anywhere you have mobile phone service! It’s FREE* and available to all Farmers Bank online banking customers.

Fraud Monitoring

Be sure to keep us informed when your contact information changes, including your cell phone number and email address for notifications.

Online Banking

The best manager of your finances is YOU. Keeping track of deposits you make, balances on hand, bills or other withdrawals will help prevent unwanted surprises.

Internet Bill Pay

When you have Internet Bill Pay from Farmers Bank, you’ll have more freedom to enjoy life. Here’s why: Internet Bill Pay gives you convenience, savings and security.

As your community bank we provide that one-to-one service which you’ve come to know and expect from Farmers Bank of Jessamine County. You will get prompt answers to your questions and concerns because our decisions are made locally.

How can we help?

  • This field is for validation purposes and should be left unchanged.