FACTS

WHAT DOES FARMERS BANK
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice

How?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice

Reasons we can share your personal informationDoes Farmers Bank
share?
Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
YesNo
For our marketing purposes
to offer our products and services to you
NoWe Do Not Share
For joint marketing with other financial companies NoWe Do Not Share
For our affiliates’ everyday business purposes
information about your transactions and experiences
NoWe Do Not Share
For our affiliates’ everyday business purposes
information about your creditworthiness
NoWe Do Not Share
For our affiliates to market to youNoWe Do Not Share
For non-affiliates to market to youNoWe Do Not Share

Questions?

Who we are

Who is providing this notice?FARMERS BANK

What we do

How does Farmers Bank protect my personal information?To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.
It is the policy of Farmers Bank to respect the privacy of our customers
and to protect the security and confidentiality of non-public information.
How does Farmers Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as a credit
bureau or other companies.

Why can’t I limit all sharing?

Federal law gives you the light to limit only

  • sharing for affiliates’ everyday business purposes—information
    about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be
financial and nonfinancial companies.

  • Farmers Bank has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be
financial and nonfinancial companies.

  • Farmers Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Farmers Bank doesn’t jointly market.

Other important information