Money Market Accounts

Premium Money Market Account

For those customers who want to earn the highest rate of interest and only write a limited number of checks each month.

Rate Information: This account is an interest bearing account. Interest is paid on all balances via a competitive rate structure. The annual percentage yield will depend upon the daily balance in the account via a tiered rate structure. The interest rate and annual percentage yield may change. Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited you will receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Limitations: You must deposit $2,500.00 to open this account. You may make 6 pre-authorized transfers or withdrawals each month by automatic transfer, telephone, online banking, or automated clearing house (ACH), or by check, debit card or similar order made by you and payable to third parties.

Account Fees: $10.00 monthly service charge will be imposed if the daily balance falls below $2,500 anytime during the statement cycle.

Regular Money Market Account

For those customers who want to earn interest and only write a limited number of checks each month.

Rate Information: This account is an interest bearing account. Interest is paid on all balances via a competitive rate structure. The interest rate and annual percentage yield may change. Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited you will receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $2,500 in the account each day to obtain the disclosed annual percentage yield.

Limitations: You must deposit $2,500.00 to open this account. You may make 6 pre-authorized transfers or withdrawals each month by automatic transfer, telephone, online banking, or automated clearing house (ACH), or by check, debit card or similar order made by you and payable to third parties.

Account Fees: $10.00 monthly service charge will be imposed if the daily balance falls below $2,500 anytime during the statement cycle.

Online Banking

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Links to non-Farmers Bank websites are provided solely as pointers to information on topics that may be useful to our users and will not apply to Farmers Bank's Privacy Policy. Farmers Bank has no control over the content of such non-Farmers Bank websites. If you choose to link to a website not controlled by Farmers Bank, Farmers Bank makes no warranties, either expressed or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Farmers Bank warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Farmers Bank does not guarantee the authenticity of documents on the Internet. Links to non-Farmers Bank sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

Links to non-Farmers Bank websites are provided solely as pointers to information on topics that may be useful to our users and will not apply to Farmers Bank's Privacy Policy. Farmers Bank has no control over the content of such non-Farmers Bank websites. If you choose to link to a website not controlled by Farmers Bank, Farmers Bank makes no warranties, either expressed or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Farmers Bank warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Farmers Bank does not guarantee the authenticity of documents on the Internet. Links to non-Farmers Bank sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.
THIRD PARTY SITE DISCLAIMER
THIRD PARTY SITE DISCLAIMER
Links to non-Farmers Bank websites are provided solely as pointers to information on topics that may be useful to our users and will not apply to Farmers Bank's Privacy Policy. Farmers Bank has no control over the content of such non-Farmers Bank websites. If you choose to link to a website not controlled by Farmers Bank, Farmers Bank makes no warranties, either expressed or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Farmers Bank warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Farmers Bank does not guarantee the authenticity of documents on the Internet. Links to non-Farmers Bank sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.