Current Rates Refer a Friend

Rates

Current Deposit Rates

Our certificates of deposit combine guaranteed returns with peace of mind. Just choose your term and watch your money grow.

Current Deposit RatesRates Subject to change without notice
Interest RateAPY*Minimum Opening Deposit
NOW Accounts **
NOW Account
(Minimum daily balance to obtain APY $1,500)
0.250%0.25%$1,500
Super NOW Account
(Minimum daily balance to obtain APY $2,500)
0.300%0.30%$2,500
Savings Accounts **
Regular Statement Savings
(Minimum daily balance to obtain APY $250)
0.449%0.45%$50
Christmas Club Accounts **
Christmas Club Savings
(Minimum daily balance to obtain APY $1)
0.449%0.45%$10
Money Market Accounts **
Money Market Investment Account
(Minimum daily balance to obtain APY $2,500)
0.350%0.35%$2,500
Premium Money Market Account
Daily Balance <$10,000
0.350%0.35%$2,500
Daily Balance >= $10,000
(Minimum daily balance to obtain APY is based on tiered rate structure)
0.499%0.50%
Certificates of Deposit ^
7 – 31 Days
0.599%0.60%$1,000
32 – 89 Days
0.599%0.60%$1,000
90 – 179 Days
0.599%0.60%$1,000
180 – 364 Days
0.847%0.85%$1,000
12 – 23 Months
1.243%1.25%$500
24 – 35 Months
1.391%1.40%$500
36 – 47 Months
1.589%1.60%$500
48 – 59 Months
1.637%1.65%$500
60 – 84 Months
1.686%1.70%$500
Individual Retirement Accounts ^
180 – 364 Days
0.847%0.85%$100
12 – 23 Months
1.243%1.25%$100
24 – 35 Months
1.391%1.40%$100
36 – 47 Months
1.589%1.60%$100
48 – 59 Months
1.637%1.65%$100
60 – 84 Months
1.686%1.70%$100

* APY = Annual Percentage Yield: Rates are accurate as of February 1, 2020
APY calculation based on a Daily Compounding frequency for all deposit accounts. ** Variable Rates: Rates may change after account opening. Fees could reduce earnings on account.^ Substantial penalty for early withdrawal.

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200 North Main Street Nicholasville, KY

(859) 885.9481

netadmin@myfarmersbank.net

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