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Smart ATM’s

The Farmers Bank Smart ATM does not require an envelope to make a deposit and can print an image of deposited checks right on your receipt.

Farmers Bank has three Smart ATM’s, Main Office (200 North Main Street, Nicholasville), Bell Place Branch (201 Bellaire Drive, Nicholasville) and Brannon Crossing Branch (110 East Brannon Road, Nicholasville). These ATMs use the latest scanning techniques to process deposits. On-screen video prompts and indicators will guide you on how to insert your cash and checks directly into the machine. An image of each check is captured for processing, and cash is validated immediately. The ATM calculates the amount of your total deposit. Rejected items are returned to you at the end of your transaction.

Before completing your transaction, you’ll be shown onscreen the deposit amount the ATM has calculated from the cash and checks you’ve inserted. You have the option to review each check individually to ensure it was read correctly, and you can make changes if the check amount is not correct. Finally, you can print a receipt with a picture of each check and a tally of notes deposited by denomination.

If you make your deposit before 7:00 p.m. local time, the deposit will be posted to your account on the same business day.

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