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Certificates of Deposit

Certificate Of Deposit

Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield will not change for the term of the account. The interest rate will be in effect until the first maturity. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Interest will be compounded daily and will be credited at maturity. We will mail the interest in a check to you or deposit the interest in an account that you designate. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance  in the account each day to obtain the disclosed annual percentage yield.

Limitations: You must deposit a minimum amount to open this account. You may not make additional deposits into this account. You may not make withdrawals from your account until the maturity date.  To see minimum deposit amounts required per term, click on the button below.

Account Fees: Your account will mature at the end of the term specified. Interest penalty for early withdrawal. If the account is closed before interest is credited, you will receive the accrued interest. This account will automatically renew. You will have 10 days after the maturity date to withdraw funds without penalty.

THIRD PARTY SITE DISCLAIMER

Links to non-Farmers Bank websites are provided solely as pointers to information on topics that may be useful to our users and will not apply to Farmers Bank's Privacy Policy. Farmers Bank has no control over the content of such non-Farmers Bank websites. If you choose to link to a website not controlled by Farmers Bank, Farmers Bank makes no warranties, either expressed or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Farmers Bank warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Farmers Bank does not guarantee the authenticity of documents on the Internet. Links to non-Farmers Bank sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.